Put money away every month; you really can do it. A weekly budget can stretch only to a certain point, but there are ways to carve out a few dollars here; a few dollars there. You won’t have to beg mom and dad for money either. Pay all of your bills and still have something left over if you follow these strategies.
What Are You Saving For?
Saving money is a difficult task when there is not much to go around, but it helps to set a tangible and tantalizing goal. What do you want to buy with that money — an airline ticket and one week at a Caribbean resort? A new car or a gift for mom? If the objective matters, you will manage to put money away.
How to Save Money
There are several useful tactics to apply. Use coupons, cut out or on your smartphone. Apply coupon codes over the internet. Sign up for loyalty cards. Buy in bulk. Stay connected.
Connected for Savings
In other words, sign up for email newsletters from companies you would ordinarily give your business to. They send out regular promotional information about the latest deals and how to save more money or loyalty points by shopping on certain days. Learn about the next contest and put your name in if it is free to join the fun.
Coupons, the Traditional Way
Hand over your coupons every chance available. They are kept on store shelves next to goods and you can take as many as you like. Watch for them to be stuck to items you are purchasing and make sure the checkout clerk sees and redeems them. Cut them from packaging when you are finished with a product and use them at the till or mail them away for rebates and free gifts. Cut coupons from fliers inserted into free local newspapers and printed in magazines. Select savings online and print them out or ask for a selection of coupons to be mailed to your door.
Coupons, the Paperless Way
A number of apps allow shoppers to enjoy discounts at supermarket tills and other checkouts like clothing stores. They are readable straight from the app if a store’s reader is capable of handling the technology. Another paperless coupon is the promo code. This is found on websites and takes the form of a “code,” but not a fancy one. It usually contains a date and a part of the promotional wording like “Spring2016” or even “20%Thanks16” to indicate a savings of 20% around the time of Thanksgiving 2016. The customer adds this code into a section of the checkout page if his order is the right value or he is buying applicable products.
Find codes on the landing page of a company site or go to coupon code web page (like https://www.myfavdeals.org for example) which carry codes for numerous items purchased online. They include sporting gear, clothing, web hosting, and e cigarettes. These pages are also useful for locating reviews and summaries of products and brands.
Become a Member
Computers come into money-saving challenge almost every time, and here is another way: with loyalty cards. You can track your points online and use them at a grocery store to save money when you buy promoted items. Usually, you save $1 when you cash in 1,000 points or save thousands of points and use them to buy a lawnmower or a toaster. A few companies let consumers save points in order to take a dollar amount off of their bill at the checkout regardless of what they buy, but they might set a minimum.
This is still the way to save. Even though some regular stores offer bulk savings, they can’t beat the low costs of warehouse companies that don’t even pay checkout clerks or run public washrooms. Their fees are still much lower than those of most stores you can drive to, but only if customers order a lot of something. Small orders are not cost effective. Shipping will usually be applied. Maximize the value of online orders by combining yours with those of friends and having them shipped to a single address. Make sure everyone pays you before handing over the goods. Order enough to meet the “free shipping” minimum. Cross the line into the next increment where you save another 10%.
Plan your shopping and it’s amazing how much better your budget will look. Suddenly, there really is money for dinner and a movie and maybe you will not have to panic at the gas station, wondering if you can afford to fill up all the way.